1. Apply Online
Use my online form or call me to get started. There's no cost, and the application takes only three minutes.
A Mortgage Tailored Just For You!
We work for you, we match the best lender for your mortgage needs, are services are paid by the banks not our clients.
At FC Funding, we elevate your mortgage experience beyond the limitations of traditional banks by connecting you with an impressive network of 145 lenders. This means you'll enjoy a wealth of options, competitive rates, and the expertise to navigate even the most challenging deals effortlessly. Whether you're a first-time homebuyer, a savvy real estate investor, or a business owner, we are here to cater to your unique needs.
With years of dedicated experience in the mortgage industry, we have established ourselves as Canada’s premier mortgage brokerage. Our deep understanding of the market, combined with our unwavering commitment to exceptional customer service, has allowed us to cultivate a loyal clientele who trust us with their financial futures.
What sets us apart? Our award-winning team of mortgage agents consistently ranks #1 on DLC's franchise volume report month after month. With unparalleled volume, we have successfully funded over 5,020 mortgages—surpassing an astonishing $2.2 billion in mortgage volume in 2024 alone.
But our mission goes beyond business. We believe in making a positive impact in our communities. That’s why we proudly support local charities, including the Red Cross, Ronald McDonald House, Pancreatic Cancer Research, and the Food Bank.
We invite you to explore our website and connect with us. If you have questions or are ready to embark on your mortgage journey, we’re here to help every step of the way!
**Promotional Interest Rates**
6 month term insured mortgage closed 3.89%
3 year term insured mortgage closed 4.14% up to 30yrs
3 year term non insured mortgage closed 4.74% up to 30yrs
5 year term insured mortgage closed 4.19% up to 30yrs
5 year insured mortgage closed variable Prime -0.60% up to 30yrs
5 year non insured mortgage closed variable Prime -0.45% up to 25yrs
1 year 2nd 0pen Mortgage Rates 7.99% + fees, on approved credit
Click for additional interest rates
**Rates as of April 22, 2025, Rates subject to change without notice. Posted rates may be high ratio and/or quick close
which can differ from conventional rates, second mortgage rate fees will depend on term and credit,contact us for full details. O.A.C.**
Click to : Schedule a phone meeting
Mortgages and Financing Made Easy!
Regardless of credit, income, or time in business - we can help get you the financing you need.
2. Get Approved
Receive application approval in as little as 24 hours. There is no credit check required.
3. Receive Your Funds
Review and return your signed agreement and get your money in as little as 24 hours.
Download a Mortgage Toolbox
My Mortgage Calculator/Toolbox App gets you access to a wide variety of premium tools to help calculate a mortgage and keeps you up to date with current mortgage interest rates.
What can you do with my app:
- Calculate the total cost of owning a home
- Estimate the minimum down payment required
- Calculate Land transfer taxes and the available rebates
- Calculate the maximum loan you can borrow
- Stress test your mortgage
- Estimate your Closing costs
- Compare your options side by side
- Keep updated with current mortgage rates
- Email Summary reports (PDF)
- Use my app in English, French, Spanish, Hindi and Chinese
Our Lending Advantage!
Fast
lending approvals
Low Rates
great pricing and industry low fees
98%
would recommend us
Peace of Mind
Rely on my experience
Find a residential or commercial mortgage that works for you!
Helping people with their home mortgage and lending needs is what we do. We work closely with you to determine your exact needs to help provide you with the personalized financing you need.
Need more help? Have a question? Please feel free to contact me and we would be happy to answer them or Schedule a phone meeting if preferred.
Partnered with 145 Lenders across Ontario
Trending Industry Updates
as of May 19, 2025
